Loan EMI Calculator
Calculate monthly instalments with a full amortisation schedule.
Instant · runs in your browserAbout the Loan EMI Calculator
An EMI (equated monthly instalment) is the fixed amount you pay each month on a loan. Enter the loan amount, interest rate and tenure to see your monthly payment, total interest and a month-by-month repayment schedule.
Formula
EMI = P × r × (1+r)n ÷ ((1+r)n − 1), where r is the monthly rate and n the number of months.
Tips
- A longer tenure lowers the EMI but raises total interest
- Ask your bank whether the rate is fixed or floating (e.g. linked to KIBOR)
- Include processing fees and insurance when comparing offers
قرض کی ماہانہ قسط (EMI)
قرض کی رقم، شرحِ سود اور مدت درج کریں اور ماہانہ قسط، کل سود اور مہینہ وار ادائیگی کا جدول دیکھیں۔ گاڑی، گھر اور ذاتی قرض کے لیے۔
- لمبی مدت = کم قسط لیکن زیادہ سود
- فکسڈ یا فلوٹنگ شرح (KIBOR) کا پتہ کریں
- پروسیسنگ فیس بھی شامل کریں
How to use Loan EMI Calculator
- Enter your values. Units and defaults are shown beside each field.
- Press Calculate (results also update as you type once calculated).
- Read the result and the step-by-step breakdown with the formula used.
- Copy the result or reset to start again.
Frequently asked questions
How accurate is this calculator?
Calculations use the standard formulas shown on the page, computed in full precision and rounded only for display. The result is only as accurate as the inputs and assumptions listed.
Is this financial or tax advice?
No. Results are estimates based on the assumptions you enter. For decisions, check with your bank, a tax adviser or the relevant authority.
Is it free?
Yes. All tools are free to use without an account.